Banks rarely use authenticator (there are several of them), and unlike crypto there's a couple-day period to reverse the charge. Further, the bank transfer goes somewhere that is easier to track, so crypto is much more prone. However, if you don't watch your bank for a week, you could get hacked, and the best defense there is to 1) use a secure email like Proton as opposed to something generic like Google, Yahoo, etc as a primary and secondary email (make sure it isn't well-known) 2) use a password manager like Keeper so you can have complex passwords and not have to remember them, and do not save them with Google/Yahoo/Brave/etc. 3) use 2FA like SMS messaging as well (not perfect, but better than no 2FA) 4) change your phone number every 5-10 years, as eventually it gets out and hackers buy lists with your name, address, phone number, SS number, and then just needs a single factoid to get in.
I don't follow a lot of what you're saying. Can someone use this same strategy to hack my bank account and/or my retirement accounts?
Banks rarely use authenticator (there are several of them), and unlike crypto there's a couple-day period to reverse the charge. Further, the bank transfer goes somewhere that is easier to track, so crypto is much more prone. However, if you don't watch your bank for a week, you could get hacked, and the best defense there is to 1) use a secure email like Proton as opposed to something generic like Google, Yahoo, etc as a primary and secondary email (make sure it isn't well-known) 2) use a password manager like Keeper so you can have complex passwords and not have to remember them, and do not save them with Google/Yahoo/Brave/etc. 3) use 2FA like SMS messaging as well (not perfect, but better than no 2FA) 4) change your phone number every 5-10 years, as eventually it gets out and hackers buy lists with your name, address, phone number, SS number, and then just needs a single factoid to get in.
Thanks much. Eric.